Car rentals in Lesotho - Medical Insurance

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Medical Insurance

MEDICAL INSURANCE: U.S. medical insurance is not always valid outside the United States. U.S. Medicare and Medicaid programs do not provide payment for medical services outside the United States. Doctors and hospitals often expect immediate cash payment for health services. Uninsured travelers who require medical care overseas may face extreme difficulties.

Please check with your own insurance company to confirm whether your policy applies overseas, including provision for medical evacuation and for adequacy of coverage. Serious medical problems requiring hospitalization and/or medical evacuation to the United States can cost tens of thousands of dollars. Please ascertain whether payment will be made to the overseas hospital or doctor or if you will be reimbursed later for expenses that you incur. Some insurance policies also include coverage for psychiatric treatment and for disposition of remains in the event of death.

Useful information on medical emergencies abroad, including overseas insurance programs, is provided in the Department of State's Bureau of Consular Affairs brochure, Medical Information for Americans Traveling Abroad, available via the Bureau of Consular Affairs home page or autofax: (202) 647-3000.